Leave a Lasting Legacy
The greatest legacy you have is your family and life insurance can help financially protect the people you love most from the unexpected. A personalized life insurance policy to fit you. You're unique and your life insurance should be based on your individual needs. Life Insurance Brokers Group will assess your life style and prepare a solution specific to you.
We make it easy for you to get an Insurance Quote without the inconvenience of a phone call. At Life Insurance Brokers Group, we understand this can be a hassle. So, we have eliminated this for you and we're happy to give you a Quote by Text-Message from one of our North Carolina Licensed Life Insurance Brokers.
North Carolina Mortgage Protection Insurance
As an NC homeowner, being able to pay your mortgage on time every month is important. What would happen to your loved ones if you were to die prematurely, become disabled or critically ill, and your income suddenly disappeared?
Would they be able to pay off the mortgage without difficulty and stay in their home? If your answer to that question is "No" or "I'm not sure", you owe it to yourself and to your family to consider purchasing mortgage protection insurance.
Why you should get it?
Mortgage protection is a type of life insurance policy that provides peace of mind, knowing that your family wouldn’t lose their home even if the unthinkable was to occur.
While the specific benefits and features of mortgage protection will depend largely on the plan and insurance company offering it, this type of insurance functions much like other life insurance policies.
If you die while the policy is in force, the insurance company provides funds to pay off your mortgage. Some policies also offer additional coverage designed to provide a benefit in the event you are critically ill or become disabled. Certain policies also offer a unique return-of-premium feature that provides a refund of all of the premiums you paid into the policy at the end of the policy term. So, you can have the life insurance coverage you need and get a refund if you don’t need to use it.
Meet Scott
Scott Smith
C.E.O.
Licensed Insurance Broker
Mortgage Protection Specialist
National Producer # 17437186
Scott is committed to a work environment in which all individuals are treated with the ultimate respect and dignity.
With unparalleled carrier representation, Scott and his team offer the most competitive pricing and quality programs for clients. “More options mean more savings." Scott knows that every dollar counts in today’s economy, and his team take's great pride in finding you the best value for your money.
LIBG has vested interest in your satisfaction and will work diligently to answer questions, solve problems, and protect you and your family. When you work with LIBG, you can expect the broadest range of options, competitive pricing, and exceptional service.
Scott Smith
CEO
Life Insurance Brokers Group
Meet The Team
Dominika Zielinska
Senior Advisor
Brian Grosbayne
National Agency Director
Naomi Suniga
Field Underwriter
Ron Jackson
Research Analyst
Leah Garrett
Field Underwriter
Pamela Sanders
Marketing Assistant
Richard Santos
Field Underwriter
Tara Haley
Field Underwriter
Aniyah Williams
Operations Specialist
Ian Jackson
Field Underwriter
Rebecca Lopez
Managing Director
Harmony Miller
Senior Advisor
Derek Fout
Field Underwriter
Aaron Tanner
Field Underwriter
Kalynn Wood
Field Underwriter
Phil Naftolin
Field Underwriter
Life Insurance Solutions
Protect Your Family
Receive Living Benefits
Create Cash Value
Tax Free Transfer of Wealth
Replace your income
Pay off your Mortgage
Helps ensure your family can pay the bills, send the kids to college, or keep the business running.
Services
Mortgage Protection
Your home is the largest purchase you will ever make. Don't let the bank take it if you miss a payment because of death or illness....
Final Expense
Final Expense & Guaranteed Issue Whole Life Insurance Without Any Health Questions or Medical Exam. Final Expense Whole Life....
Critical Illness
Allows the insured to receive a portion of the policy’s death benefit as a lump sum payment if diagnosed with a Terminal, Chronic, Critical illness...
Disability Income
Disability income (DI) insurance is designed to replace 60% of the insured’s gross income on a tax-free basis. Some policies include...
Whole Life Insurance
Whole life insurance that never expires and never changes in price. Whole life offers a savings component, called "cash value," and life-long protection....
Life Settlements
Sell your Life Insurance Policy. Receive a cash settlement for your policy if no longer needed or it's about to lapse. Designed for seniors...
Term Life Insurance
Term life is the most affordable life insurance that can include a Return of Premium option to get your money back after the term....
Accidental Death Insurance
Accidental death is the 4th leading cause of death in the United States. More people die from accidents then Stroke , Alzheimer’s Disease, Diabetes....
Gold Investments
A Precious Metals-Gold IRA, has zero tax implications or penalties. Invest in physical Gold and protect your money through a rough economy...
North Carolina Life Insurance Brokers Group has earned and developed a strong presence on social media and excellent 5 star reviews and ratings.
What people are saying.....
Review From: Johnnie Lent
Best buying insurance experience I've ever had. No high-pressure sales, NO annoying phone calls. I was looking for something to cover my mortgage if I was to kick it. These guys are licensed in every state and Brokers with the top insurance companies in the nation! Thank you - Johnnie
Review From: George Grossman
I filed out the short online-form regarding Mortgage Protection Insurance because I didn't want any phone calls. One of their underwriters was able to provide me with a quote by text message! They were able to shop for the best premium and coverage for me. I needed to cover my $289,000 mortgage loan balance (which is very affordable I might add). I'm very happy with the entire process and the policy I received. Highly recommend LIBG. - Thanks! - George
Review From: Aaron Smith
Excellent service! Scott and his team helped my wife and I get $275,000 life insurance policy without a medical exam. I was declined twice before with other companies because of my diabetes and high blood pressure; however, this broker was able to find an A+ rating insurance carrier to approve me! They went above and beyond what I didn't think was possible. Thanks again! - Aaron
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