The Real Life Story of Jeanie Kazemier
Unimaginable Loss, Jeanie encouraged Tom to go on his yearly snowmobiling trip with friends, despite a full plate at work. He called her from that trip, saying he was having the time of his life. Tragically, that was the last conversation they had. He was hit by another snowmobiler, who was driving drunk, and was killed instantly.
The world collapsed for Jeanie and the kids. Grief overwhelmed them and Jeanie admits she felt lost.
Thankfully, Tom’s life insurance would help them make the immediate transition, paying for the funeral and ongoing bills and expenses."
The Real Life Story of Sara Mathews Dixon.
"Jay was a lifelong athlete and spent time playing sports with his sons. But his active lifestyle couldn’t prevent a serious illness from damaging his heart, which eventually lead to a heart transplant.
After the operation, life returned to a semblance of normality for the Dixons. Then came the afternoon of January 4. The couple was at home with the boys when Jay appeared to have a seizure.
Paramedics were unable to revive him, and he died at age 40. “My world exploded,” says Sara. “It’s been traumatic, especially for the boys, who are now 12, 10 and 5.”
The Real Life Story of Nicolas Virgen
Nicolas Virgen, his wife, Teresa and two of their kids were coming home from a party at about 11 p.m. Suddenly their pickup was slammed by a hit-and-run driver. The truck violently rolled over.
Though his son, Gabriel and daughter, Mayra only suffered minor injuries, Nicolas sustained multiple fractures and broken vertebrae. But worst of all, Teresa was dead before the ambulance arrived at the scene.
Nobody thinks they need life insurance. Until they do. Here’s another all-too-common tale that explains why life insurance is so important.
The Real Life Story of Anne Gongos
John’s time was suddenly cut short. One day, he was having severe stomach pains. He asked his wife, Anne, to get him to an emergency room. At the hospital, he was diagnosed with 4th-stage melanoma. He died two weeks later, just shy of his 52nd birthday.
John’s death was sudden and unexpected, but the life insurance policy he put in place allowed Anne to have her shares in the business bought out by the other partners.
The proceeds from the death benefit allowed her to stay in her home and not have to uproot her three kids. “Life insurance was truly John’s final gift to us,” Anne says.
The Real Life Story of Scott Rider
Scott's running earned him the title of the 1982 NCAA Track and Field All-American, a spot in the 1984 Olympic Trials, and the record for the Men’s Outdoor 800-Meter at Ohio State University, which he still holds to this day.
That’s why it came as such a surprise that, at just 47 years old, Scott was diagnosed with Parkinson’s disease.
Fortunately, he and his family were able to maintain their lifestyle, thanks to the fact that Scott had taken out a disability insurance policy years earlier.
"Your ability to earn an income is your most valuable asset."
The Real Life Story of Stephen Miller
Katie was adamant they get life insurance to protect each other and the family they wanted to have someday. Stephen thought it was a waste of money, given that they were young and healthy. Katie won that argument.
It’s a good thing she did. Just a year after their second son was born, an aggressive form of cancer took Katie’s life. She was just 30.
While nothing can bring their wife and mother back, Stephen says the life insurance has helped him stay in their home and raise the boys as Katie would have wanted.
“Katie was the smarter one,” says Stephen. “She knew to plan for the future—our future—with life insurance.”
The Real Life Story of Tonia Wachtel
Tonia's husband Don suffered a inoperable brain tumor. Don was able to take-out 50% of his life insurance policy called "Living Benefits", an accelerated death benefit. The funds was used while he was still alive for medical expenses and pay for day-to-day living expenses.
Tonia, was able to take a leave of absence from her job so she could care for Don at home. It was there that Don died at age 47, just 19 months after being diagnosed.
The remaining death benefit helped Tonia pay for the funeral and to stay at home with her two daughters for several months as they grieved. “Without life insurance, I would have had to go back to work immediately, get a second job, and we surely would have lost our home,” says Tonia.
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